Advice for businesses about coronavirus
As the situation with coronavirus is developing, we want to keep our local businesses up to date with current support for businesses.
- Businesses: advice on testing for your employees
- General business support
- Kickstart Scheme
- Guidance for hospitality businesses
- UK Government Recovery Loan Scheme
- Coronavirus Job Retention Scheme (Furlough Scheme)
- Commercial rents
- HMRC support on VAT and PAYE
- Employer Incentive Scheme
- Local businesses offering deliveries and takeaways
- HSE guidance for drivers
- Social business sector in Wales
- Coronavirus Statutory Sick Pay Rebate Scheme
- Be Active Wales Fund
We remain committed to supporting our local businesses to help minimise the impact of Covid-19 and will keep this page up to date.
Key up to date on the latest business support announcements from:
- For the latest information on the support available from Welsh Government for small businesses during the coronavirus outbreak visit: businesswales.gov.wales/coronavirus-advice. Or you can call Business Wales helpline on 03000 6 03000.
- For the very latest updates from UK Government on support for businesses please visit: https://www.gov.uk/government/collections/financial-support-for-businesses-during-coronavirus-covid-19.
- UK Gov has a 'support finder' tool which is a simple online questionnaire. This will help businesses and self-employed people across the UK to quickly and easily get a list of financial support available during the COVID-19 pandemic - https://www.gov.uk/business-coronavirus-support-finder
- Superfast Business Wales have a series of in-depth webinar or a 30 minute 'How to' sessions to help businesses affected by COVID-19, visit: https://businesswales.gov.wales/superfastbusinesswales/events
- Business advice
The Kickstart Scheme is a £2 billion initiative to provide funding to employers to create new 6-month job placements for young people, aged 16-24 who are currently on Universal Credit and at risk of long-term unemployment.
Find out more: Kickstart Scheme
- Regulations: https://gov.wales/coronavirus-legislation-restrictions-individuals-business-and-others
- Welsh Government Guidance for tourism and hospitality businesses - coronavirus: https://gov.wales/guidance-for-tourism-and-hospitality-businesses-coronavirus
- UKH Guidance for Hospitality in Wales: https://www.ukhospitality.org.uk/page/WalesGuidance
- Welsh Government Coronavirus regulations - frequently asked questions: https://gov.wales/coronavirus-regulations-guidance
The UK Government have launched the new Recovery Loan Scheme (RLS) to provide further financial support to businesses as they recover and grow following the Coronavirus pandemic.
You can apply to the scheme if Covid-19 has affected your business. You can use the finance for any legitimate business purpose - including managing cashflow, investment and growth. However, you must be able to afford to take out additional debt finance for these purposes.
If your business has already borrowed from any of the other coronavirus loan schemes, namely:
- the Bounce Back Loan Scheme (BBLS),
- the Coronavirus Business Interruption Loan Scheme (CBILS),
- the Coronavirus Large Business Interruption Loan Scheme (CLBILS),
RLS is still open to you, although the amount you have borrowed under an existing scheme may in certain circumstances limit the amount you may borrow under RLS.
RLS will run until 31 December 2021, subject to review.
For further information please visit www.british-business-bank.co.uk/ourpartners/recovery-loan-scheme/.
The Coronavirus Job Retention Scheme has been extended until 30 September 2021 and the level of grant available to employers under the scheme will stay the same until 30 June 2021. However, from July onwards the state's contribution to that will gradually reduce, with employers asked to contribute more.
Employees on the Coronavirus Job Retention Scheme will continue to get 80% of their salary for hours not worked, up to £2,500/month until the scheme ends.
Between now and 30 June, the state will pay 80% of wages for hours not worked (up to £2,500/month), employers will only be asked to cover national insurance and employer pension contributions. From July the state will only pay 70%, with employers expected to pay the remaining 10% of employee's reduced income, and in August and September the state will pay 60% and employers will have to pay 20%.
|Claim for furlough days in||Claim must be submitted by|
|February 2021||15 March 2021|
|March 2021||14 April 2021|
|April 2021||14 May 2021|
|May 2021||14 June 2021|
|June 2021||14 July 2021|
|July 2021||16 August 2021|
|August 2021||14 September 2021|
|September 2021||14 October 2021|
For further information please visit the UK Government website.
The fifth SEISS grant will become available in late July 2021 for self-employed individuals or members of a partnership. The grant will cover the period May 2021 to September 2021 and the main eligibility criteria is as follows:
- You must have traded in the tax years 2019-2020 and 2020-2021
- You are currently trading but are impacted by reduced demand due to Coronavirus or have been trading but are temporarily unable to do so as a result of Coronavirus
- You intend to continue trading
- You believe that there was a significant reduction in trading profits due to Coronavirus from May 2021 to September 2021
The grant will be determined by how much your turnover has been reduced in the year April 2020 to April 2021 due to Coronavirus:
- 30%+ turnover reduction would be eligible to claim 80% of 3 months' average trading profits (maximum grant £7,500)
- less than 30% turnover reduction would be eligible to claim 30% of 3 months' average trading profits (maximum grant £2,850)
For further details on the SEISS scheme please visit the UK Government website.
Welsh Government has extended the moratorium against forfeiture for the non-payment of rent to 30 September 2021.
While businesses should continue to pay rent wherever possible, the latest measure will ensure no business is forced out of its premises if it misses a payment between now and the end of September this year.
Visit GOV.UK to read the full announcement: https://gov.wales/welsh-government-extends-measures-protect-businesses-eviction-until-end-september-2021
Deferral of VAT payments due to coronavirus (COVID-19) - https://www.gov.uk/guidance/deferral-of-vat-payments-due-to-coronavirus-covid-19
HMRC Debt Repayment Plan for your Outstanding Taxes - https://www.gov.uk/difficulties-paying-hmrc
HMRC have also set up a help line specifically for the self employed and businesses who will be struggling due to COVID19, including giving advice on tax and benefits you can claim for. The helpline can be reached on 0300 456 3565.
If you run a business or are self-employed and are concerned about paying your tax due to coronavirus, you can call HMRC's helpline for help and advice: 0800 024 1222.
The Employer Incentive Scheme has been extended until 30 September 2021.
This means businesses will be able to claim up to £4,000 for each new apprentice they hire under the age of 25. This is an uplift from the previous £3,000 grant that was on offer.
The £4,000 incentive will be available to businesses that are employing a young apprentice for at least 30 hours per week.
Welsh businesses could also receive £2,000 for each new under 25 year old apprentice they employ for less than 30 hours a week, which is an increase of £500.
For further information please visit GOV.Wales: https://gov.wales/187-million-extend-business-incentives-recruit-more-apprentices
We've brought together a list of local businesses supplying food and other essential items via delivery or collection during the coronavirus pandemic: Deliveries and takeaways - suppliers of food and essential items in Swansea
If you are a local business offering delivery or collection of food and other essential items to residents of Swansea let us know so we can add you to the list: Submit information on what food/essentials you can supply
With an increase in deliveries as more people order items online the HSE is making sure that the driver's welfare is being looked after.
Drivers must have access to welfare facilities in the premises they visit as part of their work. Those who already provide reasonable access to toilets and handwashing facilities should continue to do so. Preventing access is against the law.
The Wales Co-operative Centre has launched a Covid-19 Helpline for the social business sector in Wales.
Social Business Wales and its team of expert advisors are on hand to provide help with enquiries about cash flow, HR, digital platforms, marketing and communications and a range of other areas that might need re-thinking in light of the coronavirus.
They can provide advice via telephone or through video conferencing, you can contact them by telephone on 0300 111 5050 or email email@example.com if you need support.
For further information please visit the Social Business Wales website.
A new online service 'The Coronavirus Statutory Sick Pay Rebate Scheme' for small and medium sized employers to recover Statutory Sick Pay (SSP) payments they have made to current or former employees.
For further information please visit www.gov.uk/guidance/claim-back-statutory-sick-pay-paid-to-employees-due-to-coronavirus-covid-19
From Sport Wales:
- To protect clubs and community organisations or groups that are at immediate financial risk and need support
- To provide financial support to help prepare clubs and community organisations or groups to restart, respond to, or grow participation, in direct response to Covid-19.
More information: www.sport.wales/beactivewalesfund/.